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Accuro Product Update Notice

August 20, 2017

Notice to all Gold Standard Hub Advisers;  

 

Accuro has updated its pricing, effective 1 September 2017 and made the following enhancements to the retail products.  Please review all your health insurance related clients over the last 12 months and update where required.  Please use Advice Hub approved independent product research tools for each client.

 

 

SmartCare


*Waiver of premium: Up to 36 months on death or terminal illness of main member or partner up to 70 years (previously this was 21 to 70 years).
* Funeral support benefit: On death of member or participant before the age of 66 (previously this was 21 to 65 years).
* Inclusion of breast reconstruction: Now listed in policy document, if required 24 months post-mastectomy.
* Inclusion of breast symmetry: Now listed in policy document, if required 24 months post-mastectomy.
*Inclusion of prophylactic surgery: Now listed in policy document, if required due to BRCA1 or BRCA2 gene mutation.
* Update of loyalty pregnancy benefit: Removal of requirement for written confirmation from a registered medical specialist. Clarification that antenatal ultrasound is not covered.
* Update of pregnancy exclusion: Re-worded for clarity.
* Update of dental exclusion: Clarification that implants and tooth exposures are not covered.
*Update of sleep disturbances/apnoea exclusion: Clarification that all sleep apnoea is not covered.
* Update of congenital condition in glossary
* Update of registered medical specialist in glossary
*Addition Mental health consultation – Specialist plan $500 per person per policy year.

 

 

SmartCare+


*Waiver of premium: Up to 36 months on death or terminal illness of main member or partner up to 70 years (previously this was 21 to 70 years).
* Funeral support benefit: On death of member or participant before the age of 66 (previously this was 21 to 65 years).
* Inclusion of breast reconstruction: Now listed in policy document, if required 24 months post-mastectomy.
* Inclusion of breast symmetry: Now listed in policy document, if required 24 months post-mastectomy.
*Inclusion of prophylactic surgery: Now listed in policy document, if required due to BRCA1 or BRCA2 gene mutation.
* Update of loyalty pregnancy benefit: Removal of requirement for written confirmation from a registered medical specialist. Clarification that antenatal ultrasound is not covered.
* Update of pregnancy exclusion: Re-worded for clarity.
* Update of dental exclusion: Clarification that implants and tooth exposures are not covered.
*Update of sleep disturbances/apnoea exclusion: Clarification that all sleep apnoea is not covered.
* Update of congenital condition in glossary
* Update of registered medical specialist in glossary
* Addition Health-related appliances – Hospital and Surgical Plan: $200 per person per policy year
*Addition Mental health consultation – Specialist plan $500 per person per policy year.

 

 

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